Baccarat Rules

The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is a two-digit number, ignore the first digit. The last digit is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0

Place your wager on the banker’s hand and/or on the player’s hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.

If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).

If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1. Non-tie bets are returned to you if a tie occurs.

Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. “draws”) a third card in the baccarat game:

Player

If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the table below to determine if the banker hits or stands.

Banker

Important note: If either the player and /or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.